Ask about insurance

Always ask a limousine company if they can provide you with a certificate of insurance. If they are resistant, this raises a red flag.


Any limousine company should have commercial insurance for "passengers for hire." According to the Wisconsin Department of Transportation, all carriers of passengers or property for-hire rental companies, owners of buses that carry 16 or more passengers (including the driver), human service vehicles, driver education vehicles and dealer demonstration vehicles are required to file proof of insurance before operating in Wisconsin.

Proof of insurance is a prerequisite for any "for hire" carrier to obtain vehicle registration, vehicle registration trip permits, and Wisconsin operating authority (USDOT number). The Wisconsin’s insurance minimums are a combined single limit of: $300,000 for vehicles of 10,000 lbs. or less transporting non-hazardous substances

• $750,000 for vehicles over 10,000 lbs. transporting non-hazardous substances
• $1,000,000 to $5,000,000 for vehicles transporting hazardous substances (required amount depends upon the type of substances carried)

Insurance is required to promote public safety and insure fiscal responsibility of high liability operations.


Be an educated consumer and ASK QUESTIONS.